Welcome to the website (the "Site"). This website is operated by Apochi Synergy Limited, hereafter referred to as “ASL”. Throughout the site, the terms “we”, “seller” “us” and “our” refer to

Welcome to the website (the "Site"). This website is operated by Apochi Synergy Limited, hereafter referred to as “ASL”. Throughout the site, the terms “we”, “seller” “us” and “our” refer to

Agreement to terms

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms of Use. If you do not agree with all of these Terms of Use, then you are expressly prohibited from using the Site and you must discontinue use immediately. Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms of Use, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms of Use to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted. The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

Use of this site

The Site is intended for users who are at least 18 years old. Persons who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Site. If you are a minor, you must have your parent or guardian read and agree to these Terms of Use prior to you using the Site.


Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by ASL or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights of the Federal Republic of Nigeria, foreign jurisdictions, and international conventions. The Content and the Marks are provided on the Site for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.

By using the Site , you represent and warrant that:
  • all registration information you submit will be true, accurate, current, and complete;
  • you will maintain the accuracy of such information and promptly update such registration information as necessary;
  • you have the legal capacity and you agree to comply with these Terms of Use;
  • you are not a minor in the jurisdiction in which you reside or if a minor, you have received parental permission to use the Site]
  • you will not access the Site through automated or non-human means, whether through a bot, script or otherwise;
  • you will not use the Site for any illegal or unauthorized purpose;
  • your use of the Site will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).


You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.


We make every effort to display as accurately as possible the colors, features, specifications, and details of the products available on the Site. However, we do not guarantee that the colors, features, specifications, and details of the products will be accurate, complete, reliable, current, or free of other errors, and your electronic display may not accurately reflect the actual colors and details of the products.

All products are subject to availability and we cannot guarantee that items will be in stock. We reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change without prior notice.

We accept the following forms of payment:
  • Direct Bank Transfer
  • Online Card Payment

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in Nigerian Naira.

You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order.

If your order is subject to recurring charges, then you consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. ASL reserves the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Site. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.


All sales are final and no refund will be issued./Please review our Return Policy posted on the Site prior to making any purchases


You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Site, you agree not to:

  • systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
  • make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
  • use a buying agent or purchasing agent to make purchases on the Site
  • circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.
  • make improper use of our support services or submit false reports of abuse or misconduct.
  • attempt to impersonate another user or person or use the username of another user.
  • harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.
  • delete the copyright or other proprietary rights notice from any Content.
  • copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
  • except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.
  • disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
  • use the Site in a manner inconsistent with any applicable laws or regulations.


Certain content, products and services available via our Service may include materials from third-parties. Third-party links on this site may direct you to third-party websites that are not linked to us. We are not responsible for examining or evaluating the correctness or validity and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.


You agree to indemnify us, our affiliates, officers, directors, agents and/or employees, as the case may be, free from any claim or demand, including reasonable legal fees, related to your breach of these Terms and Conditions of Sale


Upfront account means the customer’s product-based virtual saving account to which the following terms and conditions apply

  • Customer agrees to forfeit the 2% interest on savings of an incomplete duration (30days from deposit date) if request is placed earlier than 30 days. However, a customer retains 2% of previous completed duration.
  • Interest must accrue to at least N1000 (One thousand naira) before a withdrawal can be made
  • ONLY the accrued 2% monthly interest is available for withdrawal; Principal is money paid in advance for the purchase of rice
  • Prices of units are subject to change without prior notice. It remains your sole responsibility to read the terms and conditions stated here regularly.
  • A VAT (Value Added Tax) of 5% is attracted on client’s returns. Income Tax shall be charged on returns gained by Client above Five Million Naira (NGN5, 000,000).
  • Approved bank charge rates for transfer and SMS shall be implemented in addition to upfront payouts

  • Client agrees to leave funds for at least one year before withdrawal
  • Client agrees that investment funds will only be made available with interest of 24% at the end of the year. However interest accrued monthly is always available for withdrawal


The 5 year plan aims at providing a 100 percent return on investment plus a stake in A-rice at the end of 5 years. With a minimum of 1,000,000 naira per unit, fixed investors agree to be paid on installments, 20% every 6 months for 5 years. The stake to be retained at the end of the 5 years is a function of the invested funds and company valuation when funds were invested It is agreed that ONLY 20% will be made available every 6 months and will not be remitted before 6 months.


It should be noted that the demise of any of the parties shall not dissolve any of the above mentioned agreement. In such case, the agreed next of kin or legal representatives shall continue to perform the terms and obligations of this agreement, unless it jointly agreed by the parties to terminate this agreement


The parties herein have irrevocably agreed to refer any dispute arising from any part or whole of this Agreement to a sole arbitrator mutually appointed in accordance with the arbitration and Conciliation Act 2004 of the Federal Republic of Nigeria. Any decision, exercise of discretion, judgement or opinion or approval of any matter mentioned in this Agreement or arising from it shall be binding on the parties only if in writing unless otherwise expressly provided in this Agreement.

  • Any notice pursuant to this Agreement shall be given by electronic mail OR hand-delivered and the burden of confirmation of receipt of such notices shall be on the sender.
  • Any notice pursuant to this Agreement shall be addressed to the parties’ residential or email addresses given on the first page of these presents.


If arbitration, a court of competent jurisdiction or other competent authority finds any part of this Agreement invalid, unlawful or unenforceable, then such part shall be severed from the remainder of this Agreement which will continue to be valid and enforceable to the fullest extent permitted by law


Failure is said to have occurred when all or part of these statements have either been ignored or out rightly not upheld